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Medicare Advantage Plans in San Luis Obispo County, CA
Looking for Medicare Advantage plans in San Luis Obispo County? Enter your ZIP below to compare affordable monthly premium plans in your area.
San Luis Obispo County, CA, is home to 16 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in California or call to speak with a licensed insurance agent who can help you compare San Luis Obispo County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll.
2025 Medicare Advantage plans in San Luis Obispo County
| 2025 Medicare Advantage Plans in San Luis Obispo | |
|---|---|
| Number of unique plans | 16 |
| Average monthly premium | $9.42 |
| Average (in-network) out-of-pocket maximum | $4,424.94 |
| Average Medicare Star Rating* | 3.53 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in San Luis Obispo is $9.42 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in San Luis Obispo County have an average Medicare Star Rating of 3.53 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in California or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. 2025 Star Ratings have not yet been released but will be updated on this page as soon as the data is available.
List of Medicare Advantage plans in San Luis Obispo County
The following table includes cost information and other plan details for Medicare Advantage plans available in San Luis Obispo in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC CA-0016 (HMO-POS) | H0543-167-000 | $31.00 | $255.00 | $3,400.00 | Yes | 3 out of 5 stars |
| AARP Medicare Advantage from UHC CA-0039 (PPO) | H0294-047-000 | $40.00 | $420.00 | $6,700.00 | Yes | 3 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx CA-MA01 (HMO-POS) | H0543-121-000 | $0.00 | N/A | $4,900.00 | No | 3 out of 5 stars |
| Aetna Medicare Core (PPO) | H5521-425-000 | $0.00 | $590.00 | $5,900.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Eagle Plus (PPO) | H5521-369-000 | $0.00 | N/A | $6,750.00 | No | 4.5 out of 5 stars |
| Aetna Medicare Elite (PPO) | H5521-371-000 | $24.00 | $590.00 | $5,500.00 | Yes | 4.5 out of 5 stars |
| Anthem Kidney Care (PPO C-SNP) | H8552-028-000 | $0.00 | $130.00 | $8,300.00 | Yes | 3 out of 5 stars |
| Humana Gold Plus H5619-119 (HMO) | H5619-119-000 | $0.00 | $0.00 | $1,000.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus H5619-148 (HMO) | H5619-148-000 | $0.00 | $0.00 | $2,900.00 | Yes | 3.5 out of 5 stars |
| Kaiser Permanente Dual Complete South P5 (HMO D-SNP) | H8794-005-000 | $0.00 | $590.00 | $3,400.00 | Yes | Plan too new to be measured |
| Kaiser Permanente Senior Advantage Basic Kern (HMO) | H0524-036-000 | $0.00 | $0.00 | $2,900.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Senior Advantage Enhanced Kern (HMO) | H0524-035-000 | $26.00 | $0.00 | $1,500.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Senior Advantage Ventura (HMO) | H0524-034-000 | $0.00 | $0.00 | $1,999.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Senior Advantage Ventura Value (HMO) | H0524-083-000 | $0.00 | $0.00 | $2,900.00 | Yes | 4.5 out of 5 stars |
| UHC Complete Care CA-36P (HMO-POS C-SNP) | H0543-248-000 | $0.00 | $255.00 | $3,400.00 | Yes | 3 out of 5 stars |
| UHC Complete Care Support CA-7AP (HMO C-SNP) | H0543-247-000 | $29.70 | $590.00 | $9,350.00 | Yes | 3 out of 5 stars |